Credit StackFunded
$127,000
HVAC Contractor · Denver, CO
4 cards at 0%
EXP-firstDouble-dip12mo 0%
White-label capital
The lending department you never had to build.
Every time a client asks where to get money and you don't have an answer — that's revenue walking out. CapitalFlow gives you a full funding department, white-labeled under your brand.
- 110+
- Lenders connected
- 5 min
- To go fully live
- White-label
- Fully branded as yours
- Explainable
- Fit scores you can defend
SBA 7(a)Processing
$350,000
Dental Practice · Austin, TX
Live Oak Bank
680 FICO24mo TIBP+2.75%
Revenue-BasedFunded
$85,000
Marketing Agency · Miami, FL
1.08 factor
Same-dayNo PGWeekly
Equipment LeaseMatched
$220,000
Construction · Phoenix, AZ
Heavy equipment
60mo termEquipment only
Credit StackFunded
$198,000
E-commerce · LA, CA
6 cards + LOC
EQ-protect0% promo$250K cap
Business LOCFunded
$75,000
Salon & Spa · Atlanta, GA
Revolving 24mo
550+ FICO$10K/mo rev
Bridge LoanProcessing
$1,200,000
Real Estate · Brooklyn, NY
Fix & flip
80% LTV12mo IO9.5%
Credit StackFunded
$127,000
HVAC Contractor · Denver, CO
4 cards at 0%
EXP-firstDouble-dip12mo 0%
SBA 7(a)Processing
$350,000
Dental Practice · Austin, TX
Live Oak Bank
680 FICO24mo TIBP+2.75%
Revenue-BasedFunded
$85,000
Marketing Agency · Miami, FL
1.08 factor
Same-dayNo PGWeekly
Equipment LeaseMatched
$220,000
Construction · Phoenix, AZ
Heavy equipment
60mo termEquipment only
Credit StackFunded
$198,000
E-commerce · LA, CA
6 cards + LOC
EQ-protect0% promo$250K cap
Business LOCFunded
$75,000
Salon & Spa · Atlanta, GA
Revolving 24mo
550+ FICO$10K/mo rev
Bridge LoanProcessing
$1,200,000
Real Estate · Brooklyn, NY
Fix & flip
80% LTV12mo IO9.5%
The Problem
Your clients need capital. You've never had a way to help.
01
The question you can't answer
A client asks their CPA, insurance agent, or consultant "where do I get money?" You shrug and refer them to someone you barely know. They leave. The commission goes to someone else.
02
Revenue you're watching walk away
Every unfunded client is a missed commission. Every referral out is trust you don't get back. Your service offering ends exactly where the money begins.
03
Lending has always been locked behind walls
To offer funding, you'd need a license, years of lender relationships, underwriting knowledge, and dedicated staff. It's never been worth the investment — until now.
- 500+
- Lenders — banks, credit unions, fintechs, SBA, private, MCA providers
- 22
- Product categories — from 0% credit stacking to SBA to bridge lending
- <2min
- To generate a professional, white-labeled funding plan for any client
- 12yrs
- Of real deal data powering every lender match and recommendation
What You Get
A complete lending department. Under your brand.
You don't need to become a lending expert. You don't need to hire anyone. CapitalFlow embeds into your business, runs under your brand, and pays you commission when deals close. Your clients think it's yours. It is.
01 — FUNDING PLANS
A professional funding plan for every client — in 2 minutes
Upload a credit report or have your client fill out a form. CapitalFlow analyzes their profile, matches them against 110+ lenders, and generates a professional funding plan you hand to them — branded as yours.
capitalflow — analyze
$capitalflow analyze --client "Johnson Mechanical"
analyzing credit... matching lenders...
✓ 4 funding options identified
✓ est. approval: $115K–$145K at 0%
✓ branded plan ready for delivery
02 — YOUR BRAND
White-labeled. Your clients never see "CapitalFlow."
The client portal, funding plans, emails, PDF reports — everything is branded as your business. Your clients see your logo, your colors, your name.
Custom Portal · Your Branding · Partner Dashboard
03 — AUTOPILOT
Revenue on every funded deal. Fulfillment handled for you.
When a client gets funded through CapitalFlow, revenue routes to you automatically. Our fulfillment team can handle lender calls, documents, and closing.
Automated Revenue · Clear Fulfillment · Zero Manual Work
04 — 110+ LENDERS
The right lender for every client. Matched by AI.
Banks, credit unions, fintechs, SBA lenders, private capital, MCA providers. We know which ones will approve your client, what order to apply in, and how to maximize the total amount.
10 Product Categories · Approval Data · AI Matching
05 — 0% CREDIT STACKING
Up to $250K at 0% interest — sequenced automatically.
For clients with strong credit, CapitalFlow can stack multiple business credit cards and lines at 0% promotional rates — bureau ordering, inquiry timing, and application sequencing included.
0% Stacking · Bureau Strategy · Inquiry Mapping
Embed Your Lending Department
Two lines of code. Fully branded. Fully yours.
CapitalFlow isn't a tool you log into — it's infrastructure that lives inside your business. Drop it on your site, share your branded link, or embed it in your app.
01
Embed in minutes, not months
Two lines of code on your site — or just share your branded portal link.
02
Your brand on everything
Client portal, funding plans, emails, PDF reports — all show your logo.
03
Fulfillment runs the back-end
Lender communication, document collection, deal processing — all handled.
<!-- Add your lending department --> <script src="capitalflow.app/embed.js"></script> <div id="capitalflow-funding"></div>
Lending department active
Your site now shows a branded funding portal — clients apply, get matched, and you earn commission under your brand.
How It Works
Launch it today. Fund clients this week.
01Launch
Embed your lending department in minutes.
- →2-line embed or branded portal link
- →White-labeled from day one
- →Works on any website or platform
02Match
AI finds the right lenders, in the right order.
- →110+ lenders ranked by fit
- →AI-sequenced application order
- →0% credit stacking when eligible
03Earn
Client gets funded. You get paid. Automatically.
- →Revenue per funded deal, routed automatically
- →Optional: fulfillment handles everything
- →Dashboard tracks every deal + payout
What Makes CapitalFlow Different
Not another tool. An entire department.
Other platforms give you a piece. CapitalFlow gives you the whole thing — the analysis, the matching, the delivery, the branding, and the fulfillment.
- Not a marketplace that sends your client a list and leaves
- Not a CRM that tracks leads but can't close a deal
- Not a broker tool requiring licensing and expertise
- Not a lead gen platform selling your own clients back to you
- CapitalFlow is the lending department you never had to build — and never have to manage
Lendio — shows you offers
Builds the full plan + sequence
Parafin — enterprise platforms only
Any business, any size, any industry
Pipe — 2-4 weeks to funding
Funding plan in under 2 minutes
Generic CRM — tracks lead status
Tracks capital readiness + lender fit
Manual broker — limited network
110+ lenders, scored for fit
The Transformation
Before CapitalFlow. After CapitalFlow.
Same business. Same clients. Same relationships. But now you have a lending department that didn't exist five minutes ago.
Client asks about funding
You hand them a professional funding plan under your brand and earn revenue when they close.
Revenue stays flat
Every funded client adds commission income. Capital becomes a new revenue vertical without hiring.
Locked out of lending
A full lending department is live in minutes — white-labeled, AI-matched, and ready to earn.
Who It's For
If your clients ever ask about money, this is for you.
Advisors & Professionals
"My clients ask about funding all the time. I never had an answer."
Embed a full lending department under your brand. Generate funding plans, match clients to lenders, and earn commission — without becoming a broker.
You might be a
CPAInsurance AgentReal EstateConsultantGHL Agency
Brokers & Operators
"I'm closing deals but I know I'm leaving money on the table."
Run on the same infrastructure top shops use — bureau sequencing, lender intelligence, stacking playbooks. One platform replaces a six-figure ops team.
You might be a
BrokerISOCredit RepairMCAAlt Finance
Platforms & Software
"Our users need capital. Right now they leave to find it."
Add a lending layer in two lines of code. Users get funded inside your product. You earn on every close. No engineering sprint required.
You might be a
SaaSAI ToolsVertical SaaSApp Platform
Revenue Calculator
What could this earn you?
Slide to your monthly client volume. See the commission potential.
1 client50 clients
5 clients / month
$10,500 / month
Based on 3 closed deals at percentage-based commission rates
See Your Numbers in a DemoPlatform Intelligence
Catalog snapshotThe data behind every match.
Funding plans use our curated lender catalog and rules-based scoring — not vanity approval-rate claims.
110+
Catalog products
10
Product categories
< 2 min
Typical plan build
$0
Partner network cost
capitalflow — catalog --snapshot
catalog_products = 110+
product_categories = 10
max_0pct_stacking = $250,000
blueprint_time = < 120 seconds
matching_engine = rules-based scoring
Illustrative terminal view of catalog constants. Aggregate approval-rate benchmarks are not published until we have enough partner volume to report them honestly.
How operators use CapitalFlow
Illustrative workflows — not customer quotes.
These scenarios describe common ways partners use the product today. We publish verified case studies when partners opt in.
Illustrative
Illustrative: an agency embeds the apply form in a client portal and routes submissions into Deal Manager without standing up a lending team.
Illustrative
Illustrative: a credit-repair shop generates funding plans after score work and tracks follow-ups in one dashboard.
Illustrative
Illustrative: a vertical SaaS adds a Capital tab with two lines of embed code so users apply without leaving the product.
FAQ
Common questions
No. CapitalFlow operates as your white-labeled lending infrastructure. You present funding plans under your brand and manage placement from your pipeline; fulfillment automation is expanding.
Most partners are live in under five minutes. Sign up, customize your branding, and start generating funding plans immediately. Embed integrations take about two lines of code.
When your client closes on a matched lender, you earn a percentage-based commission on the funded amount. Payouts are tracked in your dashboard and deposited monthly.
CapitalFlow supports businesses across 40+ industries — from restaurants and contractors to SaaS companies and professional services. Our AI matcher considers industry-specific lender criteria.
Yes. Pro and Enterprise plans include full white-labeling — your logo, colors, domain, and client-facing reports. Free and Starter plans show platform branding.
CapitalFlow sequences bureau pulls and matches across 110+ lenders to maximize approval odds. If a client isn't ready today, the platform shows a readiness roadmap so you can re-engage when they qualify.
Get Started
Your lending department is already built.
The revenue was always in your relationships — your clients, your users, your audience. CapitalFlow gives you the infrastructure to capture it. Under your brand. On autopilot. Starting today.
Built for advisors, brokers, and platforms · 110+ product catalog · TLS + optional 2FA