Autonomous Financing

The lending department you never had to build.

Every time a client asks where to get money and you don't have an answer — that's revenue walking out. CapitalFlow gives you a full funding department, white-labeled under your brand.

110+
Lenders connected
5 min
To go fully live
White-label
Fully branded as yours
12+ yrs
Data behind every match
Credit StackFunded

$127,000

HVAC Contractor · Denver, CO

4 cards at 0%

EXP-firstDouble-dip12mo 0%
SBA 7(a)Processing

$350,000

Dental Practice · Austin, TX

Live Oak Bank

680 FICO24mo TIBP+2.75%
Revenue-BasedFunded

$85,000

Marketing Agency · Miami, FL

1.08 factor

Same-dayNo PGWeekly
Equipment LeaseMatched

$220,000

Construction · Phoenix, AZ

Heavy equipment

60mo termEquipment only
Credit StackFunded

$198,000

E-commerce · LA, CA

6 cards + LOC

EQ-protect0% promo$250K cap
Business LOCFunded

$75,000

Salon & Spa · Atlanta, GA

Revolving 24mo

550+ FICO$10K/mo rev
Bridge LoanProcessing

$1,200,000

Real Estate · Brooklyn, NY

Fix & flip

80% LTV12mo IO9.5%
Credit StackFunded

$127,000

HVAC Contractor · Denver, CO

4 cards at 0%

EXP-firstDouble-dip12mo 0%
SBA 7(a)Processing

$350,000

Dental Practice · Austin, TX

Live Oak Bank

680 FICO24mo TIBP+2.75%
Revenue-BasedFunded

$85,000

Marketing Agency · Miami, FL

1.08 factor

Same-dayNo PGWeekly
Equipment LeaseMatched

$220,000

Construction · Phoenix, AZ

Heavy equipment

60mo termEquipment only
Credit StackFunded

$198,000

E-commerce · LA, CA

6 cards + LOC

EQ-protect0% promo$250K cap
Business LOCFunded

$75,000

Salon & Spa · Atlanta, GA

Revolving 24mo

550+ FICO$10K/mo rev
Bridge LoanProcessing

$1,200,000

Real Estate · Brooklyn, NY

Fix & flip

80% LTV12mo IO9.5%

The Problem

Your clients need capital. You've never had a way to help.

01

The question you can't answer

A client asks their CPA, insurance agent, or consultant "where do I get money?" You shrug and refer them to someone you barely know. They leave. The commission goes to someone else.

02

Revenue you're watching walk away

Every unfunded client is a missed commission. Every referral out is trust you don't get back. Your service offering ends exactly where the money begins.

03

Lending has always been locked behind walls

To offer funding, you'd need a license, years of lender relationships, underwriting knowledge, and dedicated staff. It's never been worth the investment — until now.

500+
Lenders — banks, credit unions, fintechs, SBA, private, MCA providers
22
Product categories — from 0% credit stacking to SBA to bridge lending
<2min
To generate a professional, white-labeled funding plan for any client
12yrs
Of real deal data powering every lender match and recommendation

What You Get

A complete lending department. Under your brand.

You don't need to become a lending expert. You don't need to hire anyone. CapitalFlow embeds into your business, runs under your brand, and pays you commission when deals close. Your clients think it's yours. It is.

01 — FUNDING PLANS

A professional funding plan for every client — in 2 minutes

Upload a credit report or have your client fill out a form. CapitalFlow analyzes their profile, matches them against 110+ lenders, and generates a professional funding plan you hand to them — branded as yours.

capitalflow — analyze

$capitalflow analyze --client "Johnson Mechanical"

analyzing credit... matching lenders...

✓ 4 funding options identified

✓ est. approval: $115K–$145K at 0%

✓ branded plan ready for delivery

02 — YOUR BRAND

White-labeled. Your clients never see "CapitalFlow."

The client portal, funding plans, emails, PDF reports — everything is branded as your business. Your clients see your logo, your colors, your name.

Custom Portal · Your Branding · Partner Dashboard

03 — AUTOPILOT

Revenue on every funded deal. Fulfillment handled for you.

When a client gets funded through CapitalFlow, revenue routes to you automatically. Our fulfillment team can handle lender calls, documents, and closing.

Automated Revenue · Clear Fulfillment · Zero Manual Work

04 — 110+ LENDERS

The right lender for every client. Matched by AI.

Banks, credit unions, fintechs, SBA lenders, private capital, MCA providers. We know which ones will approve your client, what order to apply in, and how to maximize the total amount.

10 Product Categories · Approval Data · AI Matching

05 — 0% CREDIT STACKING

Up to $250K at 0% interest — sequenced automatically.

For clients with strong credit, CapitalFlow can stack multiple business credit cards and lines at 0% promotional rates — bureau ordering, inquiry timing, and application sequencing included.

0% Stacking · Bureau Strategy · Inquiry Mapping

Embed Your Lending Department

Two lines of code. Fully branded. Fully yours.

CapitalFlow isn't a tool you log into — it's infrastructure that lives inside your business. Drop it on your site, share your branded link, or embed it in your app.

01

Embed in minutes, not months

Two lines of code on your site — or just share your branded portal link.

02

Your brand on everything

Client portal, funding plans, emails, PDF reports — all show your logo.

03

Fulfillment runs the back-end

Lender communication, document collection, deal processing — all handled.

See embed options
yourplatform.com/capital
<!-- Add your lending department -->
<script src="capitalflow.app/embed.js"></script>
<div id="capitalflow-funding"></div>

Lending department active

Your site now shows a branded funding portal — clients apply, get matched, and you earn commission under your brand.

How It Works

Launch it today. Fund clients this week.

01Launch

Embed your lending department in minutes.

  • →2-line embed or branded portal link
  • →White-labeled from day one
  • →Works on any website or platform
02Match

AI finds the right lenders, in the right order.

  • →110+ lenders ranked by fit
  • →AI-sequenced application order
  • →0% credit stacking when eligible
03Earn

Client gets funded. You get paid. Automatically.

  • →Revenue per funded deal, routed automatically
  • →Optional: fulfillment handles everything
  • →Dashboard tracks every deal + payout

What Makes CapitalFlow Different

Not another tool. An entire department.

Other platforms give you a piece. CapitalFlow gives you the whole thing — the analysis, the matching, the delivery, the branding, and the fulfillment.

  • Not a marketplace that sends your client a list and leaves
  • Not a CRM that tracks leads but can't close a deal
  • Not a broker tool requiring licensing and expertise
  • Not a lead gen platform selling your own clients back to you
  • CapitalFlow is the lending department you never had to build — and never have to manage
  • Lendio — shows you offers

    Builds the full plan + sequence

  • Parafin — enterprise platforms only

    Any business, any size, any industry

  • Pipe — 2-4 weeks to funding

    Funding plan in under 2 minutes

  • Generic CRM — tracks lead status

    Tracks capital readiness + lender fit

  • Manual broker — limited network

    110+ lenders, matched by AI

The Transformation

Before CapitalFlow. After CapitalFlow.

Same business. Same clients. Same relationships. But now you have a lending department that didn't exist five minutes ago.

Client asks about funding

You hand them a professional funding plan under your brand and earn revenue when they close.

Revenue stays flat

Every funded client adds commission income. Capital becomes a new revenue vertical without hiring.

Locked out of lending

A full lending department is live in minutes — white-labeled, AI-matched, and ready to earn.

Who It's For

If your clients ever ask about money, this is for you.

Advisors & Professionals

"My clients ask about funding all the time. I never had an answer."

Embed a full lending department under your brand. Generate funding plans, match clients to lenders, and earn commission — without becoming a broker.

You might be a

CPAInsurance AgentReal EstateConsultantGHL Agency

Brokers & Operators

"I'm closing deals but I know I'm leaving money on the table."

Run on the same infrastructure top shops use — bureau sequencing, lender intelligence, stacking playbooks. One platform replaces a six-figure ops team.

You might be a

BrokerISOCredit RepairMCAAlt Finance

Platforms & Software

"Our users need capital. Right now they leave to find it."

Add a lending layer in two lines of code. Users get funded inside your product. You earn on every close. No engineering sprint required.

You might be a

SaaSAI ToolsVertical SaaSApp Platform

Revenue Calculator

What could this earn you?

Slide to your monthly client volume. See the commission potential.

1 client50 clients

5 clients / month

$10,500 / month

Based on 3 closed deals at percentage-based commission rates

See Your Numbers in a Demo

Platform Intelligence

LIVE

The data behind every match.

Real-time lender intelligence powers every funding plan — so your clients get matched to capital they can actually close.

110+

Lenders in network

< 2 min

Avg. plan build time

87%

CapitalFlow approval rate

44%

Industry avg. approval

capitalflow — stats --live

capitalflow_approval_rate = 87.3%

industry_avg_approval = 44.8%

lenders_in_network = 110+

max_0pct_stacking = $250,000

blueprint_time = < 120 seconds

deal_data_depth = 12+ years

CapitalFlow87%
Industry avg.44%

Based on platform-wide match and approval data. Updated live.

What Partners Say

Real businesses. Real revenue.

We embedded CapitalFlow in our GHL agency in one afternoon. Three clients funded in the first month — that's revenue we were literally handing away before.

MT

Marcus T.

Agency Owner, Phoenix AZ

$18K first-month commission

I run a credit repair shop. My clients needed capital after we fixed their scores. CapitalFlow gave me the whole lending stack without hiring a single broker.

DR

Danielle R.

Credit Repair Operator, Atlanta GA

12 funded deals in 90 days

Our SaaS users kept leaving to find funding elsewhere. Two lines of embed code later, they stay in our app and we earn on every close.

JK

James K.

Founder, Vertical SaaS Platform

34% increase in user retention

FAQ

Common questions

No. CapitalFlow operates as your white-labeled lending infrastructure. You present funding plans under your brand; our licensed fulfillment network handles lender placement and closing.

Get Started

Your lending department is already built.

The revenue was always in your relationships — your clients, your users, your audience. CapitalFlow gives you the infrastructure to capture it. Under your brand. On autopilot. Starting today.

Trusted by advisors, brokers, and platforms across 40+ industries · 110+ lender network · SOC 2 in progress